Cookie Policy

10Life Financial Limited ("10Life Financial", Insurance Authority Licence No. FB1526) and its parent company 10Life Group Limited (together, "10Life", "we", "us" or "our") use cookies and similar tracking technologies on our websites and mobile applications (our "Platform"). This Cookie Policy explains what cookies we use and how you can manage them.

This Cookie Policy should be read together with our Privacy Policy.

By using our Platform, you agree to our use of cookies as described below. You can disable or restrict cookies through your browser settings.

1. What are cookies?

Cookies are small data files stored on your device when you visit a website. We also use similar technologies including tracking pixels and tags. In this Cookie Policy, we refer to all of these technologies collectively as "cookies".

2. Types of cookies we use

Essential cookies

These are required for our Platform to function. They enable basic features such as login, language preferences, and your selections in our insurance comparison tools. We also use service monitoring tools (such as Sentry) to detect and fix errors so the Platform works reliably. Without these cookies, our services cannot work properly.

Analytics cookies

These cookies collect interaction patterns. We use analytics and behaviour insight tools (such as Google Analytics, Baidu Analytics, Microsoft Clarity, and Hotjar). These tools are configured to mask sensitive form fields, so information you type into our application forms is not captured.

Advertising cookies (with your consent)

These cookies allow us to show you personalised insurance-related advertisements when you browse other websites and social media platforms, and to measure the performance of our advertising campaigns. We use advertising platform service providers (such as Google Ads, Meta, Taboola, and Outbrain). These platforms receive information about pages viewed and actions taken on our Platform, and use this on our behalf to display relevant advertisements to you.

3. Managing your cookie preferences

You can disable or delete cookies through your browser's settings. Each browser is different — refer to your browser's help documentation. Disabling essential cookies may prevent parts of our Platform from working.

You can opt out of personalised advertising directly through the platforms themselves:

• Google: adssettings.google.com
• Meta: facebook.com/ads/preferences

If you have consented to receive direct marketing from 10Life (including personalised online advertising), you may opt out at any time as described in our Privacy Policy.

4. Changes to this Cookie Policy

We may update this Cookie Policy from time to time. Material changes will be posted on our Platform.

Last Updated: July 14th, 2026