10Life Financial Limited
Enquiries: enquiries@10life.com
Hotline: (852) 3705 1599
Address: 16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong
Talk to 10Life on WeChat
Compare Whole Life Protection
Male
Age : 35
Payment Term : 25 Years
Total Premium : 100,000
Insurer
USD
We found 9 Whole Life Protection Insurance product(s) matching your selected filters.
9.5
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
808,320
21st - 50th Years Avg. Death Benefit
USD
301,099
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
25-year Payment
USD
7.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
475,579
21st - 50th Years Avg. Death Benefit
USD
281,062
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
6.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
392,723
21st - 50th Years Avg. Death Benefit
USD
225,816
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
6.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
338,209
21st - 50th Years Avg. Death Benefit
USD
243,754
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
231,508
21st - 50th Years Avg. Death Benefit
USD
231,508
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
AIA | 友邦香港
Serene Life
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
10Life Score
9.5
/ 10
First 20 Years Avg. Death Benefit
USD
808,320
21st - 50th Years Avg. Death Benefit
USD
301,099
Annual Premium
USD
4,000
/ Year
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
25-year Payment
USD
10Life Score
7.7
/ 10
First 20 Years Avg. Death Benefit
USD
475,579
21st - 50th Years Avg. Death Benefit
USD
281,062
Annual Premium
USD
4,000
/ Year
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
10Life Score
6.0
/ 10
First 20 Years Avg. Death Benefit
USD
392,723
21st - 50th Years Avg. Death Benefit
USD
225,816
Annual Premium
USD
4,000
/ Year
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
10Life Score
6.0
/ 10
First 20 Years Avg. Death Benefit
USD
338,209
21st - 50th Years Avg. Death Benefit
USD
243,754
Annual Premium
USD
4,000
/ Year
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD
231,508
21st - 50th Years Avg. Death Benefit
USD
231,508
Annual Premium
USD
4,000
/ Year
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
Annual Premium
USD
4,000
/ Year
AIA | 友邦香港
Serene Life
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
Annual Premium
USD
4,000
/ Year
Add More Products
Add More Products
Add More Products
Life Protection Insurance Quick Guide
What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being
Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.
Term VS Whole Life Insurance
Lower
Higher
(based on same preimum amount)
(based on same preimum amount)
Fixed term or up to certain age
No
Higher
Lower
(based on same premium amount)
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary
Protection Gap
Refers to the shortage of cash to support the family should the breadwinner passes away.
Death Benefit
The amount of proceeds the beneficiary will receive should the insured pass away.
Breakeven Period
When the surrender value of a life policy is equal or above the total premiums paid.
Who should buy Life Protection?
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away.
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?
While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.
How should you choose life protection?
10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime.
How should you choose life protection?
10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime.
How should you choose life protection?
10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime.
